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Redefining the currency of care.

True access requires purchasing power, not just coverage.  Paytient gives people the power to say "yes" to care. Members get earlier treatment. Employers save. Providers get paid in full. Every choice helps build the Better Care Economy.

Raising the standard of care.

Every American deserves easy access to healthcare, and Paytient is making it a reality. We give people the power to pay, creating a new experience of care defined by simplicity and affordability—not the fear of out-of-pocket costs.

Mobile app screen showing Paytient card with $1,287.45 available to spend, next auto payment $12.55, credit limit $1,500, a to-do item to set a $200 repayment plan at FastMed Urgent Care, and medical locations where Paytient can be used.
Purple Paytient credit card with chip and logo on the left.

Here’s the plan: Everyone benefits.

Healthcare access and choice shouldn't depend on credit scores or approvals3. With Paytient healthcare payment solutions, everyone gets the freedom to choose well.

Confident care


0% interest, no credit check, clear and comfortable repayment plans3.

Members decide


Freedom to choose care that fits unique needs, values, and priorities2.

Peace of mind


97% of members say Paytient relieves financial stress.

Get healthy returns on your benefits investment.

Employers save. Employees thrive.

0
%
of members accessed care they would have delayed or skipped.

0
%
of employees are more productive at work.

0
%
lower employee turnover at companies offering Paytient.

0
%
of members say they'd switch to a lower premium plan.

Want healthy, happy employees? Give them the benefit of choice.

Protect your team's health and your bottom line—no trade-offs required.

  • Less insurance, more access

    Keep your plan, with lower premiums and more affordability.

  • Show real care for employees

    Improve retention, engagement and productivity.

  • See out-of-pocket spending trends

    Get transparent insights to optimize plan design.

Smiling man with dreadlocks and glasses wearing a green sweatshirt, covering his mouth with his arm while laughing.

Add value to any plan.

Stand out by giving your clients the edge in benefits. Paytient works with any health plan.

  • Exceed expectations

    Differentiate your portfolio by solving for affordability.

  • Boost client ROI

    Improve retention, engagement and productivity.

  • See out-of-pocket spending trends

    Deliver savings and results for clients.

Loyal customers 90+ Paytient's recent Net Promoter Score(NPS).

Unlock affordability–and competitive advantage.

Be the plan that empowers early care. Paytient helps you solve the out-of-pocket problem.

  • Turn hesitation into on-time visits

    Ensure that maximum spend is channeled toward timely care.

  • Make adherence automatic

    Improve medication pickup and preventative care rates.

  • Earn the benefit of loyalty

    Stand out in the market by addressing affordability.

92% of members say Paytient makes them feel more satisfied with their health plan.

Giving patients the power to pay, so you can focus on care.

When patients can say “yes” to care without hesitation, you can focus on delivering care without distraction.

  • Deliver care earlier

    Paytient is how "maybe later" turns into "let's book it now."

  • Grow your practice

    Free up time and resources by attracting more paid-in-full patients.

  • Deliver a 5-star experience

    When patients can pay, you can ensure the best possible outcomes.

Smiling older woman with short gray hair and green round glasses wearing a black turtleneck in a bright office.

Your health. Your say.

Paytient puts healthcare dollars and decisions where they belong: in your pocket.

  • Take control of your care2

    Choose the care that fits your life, needs, and priorities.

  • Save your nest egg—and worries

    Protect financial wellness. No credit checks, no hidden fees, no drain on your savings.

  • No credit check, no interest

    Get a clear, comfortable way to pay for care on your terms.

Close-up of a smiling woman with curly hair and nose ring against a clear blue sky.

Paytient changed how our team approaches healthcare.

Shannon Lundeen
shannon lundeen

“One of the things that I set out to do is always lead with integrity. I think about how we are treating the people that we ask to come to work every day. Being able to take a step in this direction with the benefits package we're providing our employees allows me to say, ‘I did this, I made this choice.’”

Shannon Lundeen

President

stephens-college
Tina Shultz
tina-shultz

“I think Paytient can work for any industry at any level. It has financially changed how some people think about their medical care and if a district is thinking about it, I would say, ‘Do it. It's incredible.’”

Tina Shultz

Educator

MERRILLVILLE
COMMUNITY SCHOOL CORPORATION
Mary McEvoy
mary-mcevoy

“Through Paytient’s insights, we were able to see that a lot of people used the Paytient card for dental expenses. It helped us realize we needed to improve the dental benefits we offered to our employees.”

Mary McEvoy

Director Human Resources

Shasta Pool Supply

Trusted by 6,000+ employer health plans and 23M+ members

Stephens College
Stephens College

Get insights for ever better benefits.

Every Paytient-powered transaction generates insights into your team's healthcare spending. Our healthcare affordability platform shows you what works, what doesn't, and where benefits deliver the most impact for your employees.

Spending visibility

See out-of-pocket trends on your dashboard.

Plan optimization

Refine benefits design with data-driven insights.

Engagement tracking

See what's working and where employees need support.

Let's build a system that cares as much as you do.

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