Paytient Blog

It’s the most wonderful time of the year! Mostly…

How Paytient Became Her Rainy Day Fund

Managing a loved one’s prescription drug costs can feel overwhelming, especially with high out-of-pocket expenses. Enter the Medicare Prescription Payment Plan (M3P)—a game-changing solution launching in 2025 that lets Medicare Part D beneficiaries spread prescription costs into smaller, interest-free monthly payments. In this article, discover how M3P works, its key benefits, and how tools like the Rx Cost Calculator can help you and your loved ones plan for a healthier, stress-free future.

Healthcare isn’t just about getting and staying physically well—it’s about being financially prepared, too. But, uncertainty around healthcare costs makes it easy to feel overwhelmed. Luckily, with a few smart strategies, you can take control of your finances, make the most of your benefits, and build a solid foundation for a healthier, more secure future.‍

Saving for healthcare is an important part of your personal financial plan. Tax-advantaged accounts like an HSA or FSA are important tools to lower your taxable income while setting money aside for care. However, a lot of people aren’t sure when to use an HSA vs. an FSA or how their Paytient card works with these accounts to put you in a better position to afford current and future healthcare costs.

Too many smart, capable, and downright gifted people feel completely overwhelmed by the annual arrival of open enrollment. Choosing a health insurance plan can feel as intimidating as a trip to the dentist—especially if you don’t know where to start. And here’s the thing: most people don’t know the first thing about health insurance. That’s where we come in.