Paytient Blog
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Why Payment Design is the Key to Affordable Healthcare
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The Economics of Affordability: How Liquidity Shifts Healthcare Demand
When it comes to healthcare, affordability isn’t just a buzzword—it determines access, outcomes, and equity. The economic principles governing healthcare demand are straightforward: as costs decrease or become manageable, more people can access and afford the care they need. When they are high, rising, or uncertain, too often, healthcare doesn’t happen. Unfortunately, Out-of-pocket costs often present insurmountable barriers for patients.
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Welcome to the Fourth Dimension of Healthcare—It's Time
When we think about innovation in healthcare, it’s easy to get caught in the traditional "iron triangle": access, cost, and quality. These three elements have long been considered fixed constraints—improve one, and you’re likely to diminish another. But what if there’s a way to disrupt these familiar dynamics? What if there’s a fourth dimension that, by pushing the triangle over time, can make care more accessible and affordable without sacrificing quality? Our CEO and founder, Brian Whorley, has written about this possibility, which is worth revisiting as benefit leaders emerge from open enrollment and turn their eyes toward 2026.
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Is Your Loved One Prepared for 2025 Medicare Costs? Here’s How the Medicare Prescription Payment Plan Can Help
Managing a loved one’s prescription drug costs can feel overwhelming, especially with high out-of-pocket expenses. Enter the Medicare Prescription Payment Plan (M3P)—a game-changing solution launching in 2025 that lets Medicare Part D beneficiaries spread prescription costs into smaller, interest-free monthly payments. In this article, discover how M3P works, its key benefits, and how tools like the Rx Cost Calculator can help you and your loved ones plan for a healthier, stress-free future.