Insights

Employer-sponsored health insurance remains the main source of health insurance in the United States, covering about 153 million working Americans and their families. In fact, it’s often the reason for taking one job over another: 46% of Americans surveyed said they chose their current jobs because of the health insurance offered.

Many employers offer Health Savings Accounts (HSAs) as a component of their health plans. Some will even offer to contribute, or match employee contributions, as an extra incentive to take advantage of this benefit. Theoretically, contributing to an HSA should help employees cover out-of-pocket medical expenses, including their deductibles.

Are you doing everything you can to support your employees’ overall wellbeing? Sure, you might say. We offer great health insurance and a flexible work environment. We compensate our employees fairly and encourage everyone to use their PTO.

How can you explain reference-based pricing to your employees? How can you benefit from it? Find the most useful tips you need to know about reference-based pricing for your company here.

Balance billing is a practice in which a healthcare provider bills an insured person for the difference between the cost of a medical service and the insurance company's reimbursement amount. Here’s more on how balance billing works, why it's more common than you might think, and what you can do about it.

Adam Wheeler, M.D., is a co-founder of Big Tree Medical Home, a direct primary care clinic, where he serves as Chief Executive Officer. Dr. Wheeler enjoys hacking the health system and may be the only doctor in the U.S. who secretly dreams of working in finance.