HDHP / HSA / FSA

The start of a new year is the perfect chance to hit refresh—especially when it comes to your healthcare benefits. If you have employer-sponsored insurance, you probably know the basics like premiums, deductibles, and copays. But here’s the thing: your benefits package likely holds more value than you realize. By uncovering hidden perks and learning how to make the most of your coverage, you can set yourself up for a healthier, wealthier, and more stress-free year. Ready to make your benefits work harder for you? Here’s your quick guide to maximizing them like a pro!

Healthcare isn’t just about getting and staying physically well—it’s about being financially prepared, too. But, uncertainty around healthcare costs makes it easy to feel overwhelmed. Luckily, with a few smart strategies, you can take control of your finances, make the most of your benefits, and build a solid foundation for a healthier, more secure future.‍

Saving for healthcare is an important part of your personal financial plan. Tax-advantaged accounts like an HSA or FSA are important tools to lower your taxable income while setting money aside for care. However, a lot of people aren’t sure when to use an HSA vs. an FSA or how their Paytient card works with these accounts to put you in a better position to afford current and future healthcare costs.

Too many smart, capable, and downright gifted people feel completely overwhelmed by the annual arrival of open enrollment. Choosing a health insurance plan can feel as intimidating as a trip to the dentist—especially if you don’t know where to start. And here’s the thing: most people don’t know the first thing about health insurance. That’s where we come in.

Many employers offer Health Savings Accounts (HSAs) alongside compatible high-deductible health plans. Ideally, employees would use this account to take full advantage of the HSA as a triple-tax-advantaged retirement savings vehicle.

Lively offers a fresh take on Health Savings Accounts.