HDHP / HSA / FSA

Managing healthcare costs can feel like a financial tightrope walk. One unexpected bill can throw off your entire budget, and even with insurance, the out-of-pocket costs can pile up fast. That’s why having the right tools in place—like a Health Payment Account (HPA) and a Health Savings Account (HSA)—can make all the difference.

Managing healthcare costs doesn’t have to feel overwhelming—especially when you have the right tools in your wallet. Health Payment Accounts (HPAs) and Health Savings Accounts (HSAs) are two powerful options that are often treated as standalone solutions, but here’s the thing—they’re even better when they’re paired together.

The start of a new year is the perfect chance to hit refresh—especially when it comes to your healthcare benefits. If you have employer-sponsored insurance, you probably know the basics like premiums, deductibles, and copays. But here’s the thing: your benefits package likely holds more value than you realize. By uncovering hidden perks and learning how to make the most of your coverage, you can set yourself up for a healthier, wealthier, and more stress-free year. Ready to make your benefits work harder for you? Here’s your quick guide to maximizing them like a pro!

Healthcare isn’t just about getting and staying physically well—it’s about being financially prepared, too. But, uncertainty around healthcare costs makes it easy to feel overwhelmed. Luckily, with a few smart strategies, you can take control of your finances, make the most of your benefits, and build a solid foundation for a healthier, more secure future.‍

Saving for healthcare is an important part of your personal financial plan. Tax-advantaged accounts like an HSA or FSA are important tools to lower your taxable income while setting money aside for care. However, a lot of people aren’t sure when to use an HSA vs. an FSA or how their Paytient card works with these accounts to put you in a better position to afford current and future healthcare costs.

Too many smart, capable, and downright gifted people feel completely overwhelmed by the annual arrival of open enrollment. Choosing a health insurance plan can feel as intimidating as a trip to the dentist—especially if you don’t know where to start. And here’s the thing: most people don’t know the first thing about health insurance. That’s where we come in.