The Business of Healthcare

The start of a new year is the perfect chance to hit refresh—especially when it comes to your healthcare benefits. If you have employer-sponsored insurance, you probably know the basics like premiums, deductibles, and copays. But here’s the thing: your benefits package likely holds more value than you realize. By uncovering hidden perks and learning how to make the most of your coverage, you can set yourself up for a healthier, wealthier, and more stress-free year. Ready to make your benefits work harder for you? Here’s your quick guide to maximizing them like a pro!

When you hear the term "cash pay" in healthcare, your first thought might be, "Why would I ever pay cash for medical care when I have insurance?" First, let’s clarify: “cash pay” doesn’t actually mean handing over physical cash—it means paying your healthcare provider directly without going through your health insurance. But, here's the thing—when it comes to healthcare expenses, choosing between insurance and cash pay can be a smart strategy that saves you money. 

Saving for healthcare is an important part of your personal financial plan. Tax-advantaged accounts like an HSA or FSA are important tools to lower your taxable income while setting money aside for care. However, a lot of people aren’t sure when to use an HSA vs. an FSA or how their Paytient card works with these accounts to put you in a better position to afford current and future healthcare costs.

Too many smart, capable, and downright gifted people feel completely overwhelmed by the annual arrival of open enrollment. Choosing a health insurance plan can feel as intimidating as a trip to the dentist—especially if you don’t know where to start. And here’s the thing: most people don’t know the first thing about health insurance. That’s where we come in.

We are thrilled to announce that Paul Sveen has joined Paytient as our new Chief Financial Officer (CFO).

Our podcast hosts sat down with Jeff Faber of HUB International for a conversation that covers timely advice for benefit pro’s as they face some of the toughest challenges yet.