Healthcare Equity

The start of a new year is the perfect chance to hit refresh—especially when it comes to your healthcare benefits. If you have employer-sponsored insurance, you probably know the basics like premiums, deductibles, and copays. But here’s the thing: your benefits package likely holds more value than you realize. By uncovering hidden perks and learning how to make the most of your coverage, you can set yourself up for a healthier, wealthier, and more stress-free year. Ready to make your benefits work harder for you? Here’s your quick guide to maximizing them like a pro!

When you hear the term "cash pay" in healthcare, your first thought might be, "Why would I ever pay cash for medical care when I have insurance?" First, let’s clarify: “cash pay” doesn’t actually mean handing over physical cash—it means paying your healthcare provider directly without going through your health insurance. But, here's the thing—when it comes to healthcare expenses, choosing between insurance and cash pay can be a smart strategy that saves you money. 

Healthcare isn’t just about getting and staying physically well—it’s about being financially prepared, too. But, uncertainty around healthcare costs makes it easy to feel overwhelmed. Luckily, with a few smart strategies, you can take control of your finances, make the most of your benefits, and build a solid foundation for a healthier, more secure future.‍

Most healthcare expenses are smaller than you think, yet they still create stress and barriers to care. The solution? Smarter payment design. Learn how Paytient’s Health Payment Account is reshaping affordability and giving people control over their healthcare costs.

For many workplace-insured Americans, high out-of-pocket costs make accessing healthcare feel out of reach, creating stress that impacts sleep, mental health, productivity, and more. Learn how Paytient is empowering employees to manage healthcare expenses with confidence by reducing their financial stress.

Most employers expect health plan costs to increase heading into 2024, and this isn't a new trend. Still, it's gotten to a point where it's stretching employers and employees financially so much that many seek ideas beyond the traditional strategies.