HDHP / HSA / FSA

Health savings accounts have not been the harbingers of healthcare equity many folks assumed they would be. While they have fallen short in terms of making healthcare more equitable, HSAs still have a lot of untapped potential.

The U.S. health insurance landscape is vast and often incredibly confusing. Human resources professionals must do their best to educate employees on HDHP pros and cons so they can maximize their benefits.

By using Paytient for everything from medications to dental care, people are able to bridge gaps in their insurance coverage and take charge of their wellness and health. Members are able to pay at their own pace and benefit from a solution that places people over process.

There are other ways employers can help employees cover the costs of high-deductible health plans. Learn what employers can do to help their employees close the financial gap between high-deductible health plans (HDHP) and Health Savings Accounts (HSA).

You’d be hard-pressed to find someone who actually feels confident choosing a healthcare plan. It’s one of those decisions we have to make in life that is almost universally stressful, even for people who seem to have a better-than-average understanding of the many factors involved.

When it comes to health insurance plans, high-deductible health plans (HDHPs) can get a bad rap. The “high deductible” part of the name is enough to deter those worried about rising medical costs. Then there’s the widely held belief that high-deductible health plans are only financially beneficial for young, healthy individuals.