HDHP / HSA / FSA

Many employers offer Health Savings Accounts (HSAs) as a component of their health plans. Some will even offer to contribute, or match employee contributions, as an extra incentive to take advantage of this benefit. Theoretically, contributing to an HSA should help employees cover out-of-pocket medical expenses, including their deductibles.

Employer-sponsored health insurance remains the main source of health insurance in the United States, covering about 153 million working Americans and their families. In fact, it’s often the reason for taking one job over another: 46% of Americans surveyed said they chose their current jobs because of the health insurance offered.

Adam Wheeler, M.D., is a co-founder of Big Tree Medical Home, a direct primary care clinic, where he serves as Chief Executive Officer. Dr. Wheeler enjoys hacking the health system and may be the only doctor in the U.S. who secretly dreams of working in finance.